Author: Richard

Rich Ng is a licensed insurance agent and the President of Insurance Experts Agency, Inc. He loves the art of servicing customer needs that is why IEAI is successful because the servicing comes natural. Loves Cars and basketball. He is also the author of www.beerloverinmanila.com Husband to Jenn and father of 3 lovely kids.

Ondoy Victims on its 8th Month

I can’t believe that up to this day there are still car owners who haven’t got their flooded cars... Read More

Insurance 101- What are the additional Riders for your Car Insurance?

After writing about the basic coverages of your comprehensive insurance, i will now show you the riders that you... Read More

Insurance 101- What is Property Damage in your car's comprehensive insurance?

With my last topic on Bodily Injury with comprehensive Insurance, i made an example of you ramming to a... Read More

Insurance 101-What is Excess BI in my Comprehensive Insurance?

Excess Bi means Excess Bodily Injury. The reason for the word Excess is because of the CTPL which i... Read More

Insurance 101-CTPL

CTPL ( Compulsory Third Party Liability) What is CTPL? It is actually a “liability” insurance. In layman’s term, it... Read More

Legitimacy of an Insurane Claims- Last Part

All's well that ends well! After 4 weeks of waiting and investigating, finally Standard Insurance ruled out the claim... Read More

Legitimacy of an Insurance Claim Part III

Wow! This is a very rare case. Yesterday, when i went with the client at Mazda Greenhills with Standard... Read More

Legitimacy of an Insurance Claim Part II

Tomorrow will be a make or break for me as to regards to one of my customer's insurance claim.... Read More