Author: Richard

Rich Ng is a licensed insurance agent and the President of Insurance Experts Agency, Inc. He loves the art of servicing customer needs that is why IEAI is successful because the servicing comes natural. Loves Cars and basketball. He is also the author of www.beerloverinmanila.com Husband to Jenn and father of 3 lovely kids.

Facts about AOG/AON

This is another wake up call from the “ABOVE” that you really can’t take insurance for granted. Here are... Read More

Is Average Clause just for partial loss?

Hello again, its been a while that i haven’t been blogging about insurance. Went busy the past few months.... Read More

Tricks of the Trade revealed!

In every industry, there are secrets waiting to be unveiled. Unfortunately, in the world of insurance in Manila, the... Read More

Documents needed to file for a Fire Insurance Claim

Here are the documents need to file for a fire insurance claim: I. GENERAL PROCEDURES 1. Immediately send notice... Read More

The best time to sell your car.

When is the best time to let go? Many of us car enthusiast have emotional attachments to our car... Read More

How do you gauge your Insurance Agent?

In this very competitive industry, how should you gauge your Insurance Agent? 1. He/She should be knowledgeable about his/her... Read More

Smarter than the insurance.

Many people thought that they can outsmart insurance companies when they are applying for a claim. Think again, there... Read More

Bancassurance is killing the Insurance Industry

Insurance in the Philippines is still very Raw despite the fact that insurance was already present in our country... Read More

The ugly truth why banks and small insurance firms sell cheap insurance

Since we started this company, insurance premiums for cars keeps going down the allowable rate set by the Insurance... Read More

No Documents Claim Process

Is this a fact or fiction? We are in the business for almost 5 years now and we hear... Read More